Persons seeking information published on the Hinduja Bank (Switzerland) Ltd website of the World Wide Web (hereafter the Hinduja Bank website) hereby agree to the following conditions:

The Hinduja Bank website is not intended for persons who are subject to a jurisdiction that forbids the publication of, or access to the Hinduja Bank website (on the basis of the nationality of the person concerned, place of residence or for other reasons). Persons to whom such restrictions apply are not permitted access to the Hinduja Bank website.

The Hinduja Bank website must not be accessed by persons who (in particular on the basis of their nationality and/or residence) are subject to any jurisdiction prohibiting publication of the contents of the Hinduja Bank website or access to the Hinduja Bank website (for whatever reasons). Persons to whom these restrictions apply are not allowed access to the Hinduja Bank website. Restrictions apply in particular but not exclusively to citizens and/or residents of the United States of America (USA), Canada and Great Britain (GB).

The information published on the Hinduja Bank website does not represent an invitation, offer or recommendation to acquire or sell investment instruments or to effect other transactions. The details on the Hinduja Bank website neither represent decision-making aids for legal, fiscal or other consulting questions, nor should investments or other decisions be made on the basis of these details. You should obtain advice from a qualified expert when making investment decisions. The Bank regularly updates the annual report and the capital adequacy disclosure on its website. These are official documents duly approved by the Board of Directors and the Audit Firm of the Bank.

Hinduja Bank takes all reasonable measures in order to ensure the reliability of the information presented; however, it makes no promises whatsoever concerning the correctness, reliability or completeness of the information and opinions contained on the Hinduja Bank website. No warranty is assumed for the accuracy of the information and opinions disseminated via the Hinduja Bank website. The information and opinions disseminated on the Hinduja Bank website are provided by Hinduja Bank exclusively for private use and for information purposes; they can be changed at any time and without prior notice.

The future performance of the investment asset cannot be predicted on the basis of the previous price changes, i.e. the value of the asset can increase or decrease. The maintenance of invested capital cannot be guaranteed; exchange rate fluctuations for example can result in a reduction of asset value.

Under no circumstances, including negligence without restriction, shall Hinduja Bank be liable for losses or damage of whatever kind. This includes direct, specific, indirect and consequential losses resulting from or in connection with access to the use, services or queries sought on the Hinduja Bank website or any link to other websites, even if Hinduja Bank has been informed of the possibility of such losses. Activating certain links on the Hinduja Bank website may cause you to leave the Hinduja Bank website. Hinduja Bank has not checked the other sites linked with the Hinduja Bank website and assumes no responsibility for the contents, products, services or other matters offered thereon.